Buying your first home is one of the biggest decisions you will ever make. There are a lot of considerations to make and the process can prove a stressful one. However, it doesn’t have to be complicated.
As an Arizona real estate agent, I have helped many first-time home buyers achieve their home ownership dreams. Below are three tips to help you get started.
1. Talk to a lender. The first step is determining whether you are qualified to buy a home. You don’t want to waste time looking for homes if you are unable to obtain a mortgage. However, be prepared for questions. A lender will require a lot of information, such as:
- Employment history.
- Monthly income.
- Debts owed.
- Credit scores.
- Last 2 years of tax returns.
- Make sure you are working with the right lender.
- Allow you access to homes online.
- Help you determine the right home in the right price range.
- Give you physical access to any home you want to see.
- Negotiate aggressively on your behalf.
- Make sure all contracts and paperwork are completed properly.
- Answer any questions you might have during the entire process.
- Help you close on your first home.
Obviously, there is a lot more that goes into buying a home. As your agent, I will help you navigate through the entire process of buying your first home. I want to help you realize your AZ real estate dreams.